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Medicare Information

Medicare is health insurance for people age 65 or older or under 65 with disabilities. Barry Piper, Medicare Specialist7

Medicare has the following parts:

PART A ( HOSPITAL INSURANCE)

Medicare Part A helps cover your inpatient care in hospitals(critical access hospitals and inpatient rehabilitation facilities),skilled nursing facilities after a hospital stay, and Religious Nonmedical Healthcare Institutions. Part A also helps cover hospice services and home health care services. Medicare doesn't cover custodial or long-term care. You must meet certain conditions to get these benefits.

Cost: Most people are automatically enrolled in Part A and don't have to pay a monthly premium if they or a spouse paid Medicare taxes while they were working.

PART B ( MEDICAL INSURANCE)                                                                                                                        Barry Piper

Medicare Part B helps cover medically necessary services like doctors' services outpatient care, and other medical services that Part A doesn't cover. Part B is optional/ Part B helps pay for covered medical services and items when they are medically necessary.

Cost: Most people will pay the standard monthly Part B premium of less than $100, but some will pay a higher premium based on their income.


MEDICARE PRESCRIPTION DRUG COVERAGE

Medicare offers prescription drug coverage (Part D) for everyone with Medicare. To get Medicare drug coverage, you must join a Medicare drug plan. Medicare drug plans are run by insurance companies and other private companies approved by Medicare. Each plan can vary in cost and drugs covered. Even if they don't take a lot of prescription drugs now, you should still consider joining a Medicare drug plan.

For More Information Read: Medicare and You 
and/or Call Barry Piper our Medicare Specialist, here to answer all your questions
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